Now accepting Affirm, Klarna and Afterpay

A modern payment processor

Send a branded checkout link, accept cards, Apple Pay, Google Pay and BNPL in one flow, and settle direct to your bank.

Direct NMI/Lucra integration. No monthly fees.

Trusted payment rails

VisaMastercardAmerican ExpressApple PayGoogle PayAffirmKlarnaAfterpay

Every payment method

One checkout. Every way to pay.

Cards, digital wallets, and financing. In one branded checkout your customer opens in seconds.

Cards

Visa, Mastercard, Amex, Discover. Tokenized and PCI-scope minimal via NMI.

Apple Pay & Google Pay

One-tap checkout on phones. Higher conversion on mobile-heavy flows.

Affirm, Klarna, Afterpay

Buy now pay later surfaces automatically inside Google Pay. No extra setup.

Direct bank settlement

Funds settle via ACH to your business bank in 1-2 business days. No middleman.

Secure by default

PCI-scope minimal. Tokenized via NMI. No sensitive card data ever touches your server.

Real-time dashboard

Track gross volume, balance, and every transaction the moment it lands.

How it works

From close to cash in three steps

Create a payment link

Open the dashboard, enter the amount and customer details, and a branded checkout link is generated.

Send to your customer

Drop the link in an email, DM, or SMS. They pay from their phone in under a minute.

Settle to your bank

Funds ACH direct to your business bank account in 1-2 business days. Track every transaction live.

Pricing

Simple, transparent, direct.

No setup fees. No monthly minimums. Just pay for what you process.

2.9% + $0.30

per successful transaction

Cards, Apple Pay, Google Pay included
Affirm, Klarna, Afterpay BNPL included
Real-time dashboard with live analytics
Direct bank settlement (no middleman)
Unlimited payment links
Custom branded checkout pages

Direct settlement. No middleman, no hidden fees.

FAQ

Common questions

Does my customer need a Payvia account?+

No. They just click the payment link you send them and check out. No login, no account creation.

How fast do I get paid?+

Funds settle via ACH to your bank account in 1-2 business days. You see the transaction land in your dashboard instantly.

Can customers finance with Affirm / Klarna / Afterpay?+

Yes. When they tap Google Pay, the wallet automatically shows BNPL options from Affirm, Klarna, and Afterpay. No extra setup on your end.

What if my customer disputes the payment?+

Chargebacks route through NMI/Lucra like standard card transactions. You can refund from the dashboard in one click.

Is there a monthly fee?+

No monthly fee. No setup fee. No minimums. You only pay 2.9% + $0.30 per successful transaction.